Mortgages
First-Time Buyers
Home Movers
Switchers
We have you covered.
You are 6 steps away from your dream home.
Our Mortgage Process
1. We start with your goals
We meet with you to understand your financial goals—what you want to achieve and when you want to achieve it.
2. We gather your financial information
We review the key details needed for a mortgage, including your income, savings, and overall affordability. This helps us determine how much you can comfortably borrow.
3. We guide you through the requirements
We explain everything you need to qualify for a mortgage, whether it’s saving for a deposit, preparing documentation, or strengthening your application.
4. We secure your Approval in Principle (AIP)
When you’re ready, we select the most suitable lender for your situation and submit your application for Approval in Principle. This allows you to confidently make an offer on your new home.
5. We manage the drawdown
Once your offer is accepted, we work with the lender to draw down the funds and finalise the purchase of your home.
6. You get the keys
Your mortgage is complete—and the next chapter is yours to enjoy.
We can work with you
First-Time Buyers
Buying your first home is a major milestone, and we’re here to make it as smooth as possible. We guide you through every step, explaining how the process differs from those who already have a mortgage.
We also help you understand the supports available to first-time buyers, including the Help to Buy Scheme and the First Home Scheme, so you can make the most of what you’re entitled to.
And because we know it’s a big decision, we take the time to answer your questions, explore your options, and give you the confidence you need to move forward.
Home Movers
Whether you’re upsizing, downsizing, or simply changing location, moving home usually means securing a new mortgage. We help you navigate this transition by assessing your options, comparing lenders, and identifying the solution that best fits your next stage of life.
We explain what you need to be aware of—including timing, potential costs, and how your existing mortgage factors into the move—and guide you on how to position yourself for a smooth and successful application.
Mortgage Switchers
Switching your mortgage to another lender can lead to significant savings—if the timing and circumstances are right. We assess your current mortgage, compare the best rates and incentives on the market, and help you understand the potential benefits.
From identifying the most competitive options to guiding you through the switching process, we ensure you can make the move with clarity and confidence.