Financial Planning - Take control of your Financial Future
Save hundreds of euro in tax, plan for the unexpected and supercharge your investments.
What is Financial Planning?
Financial planning is the careful management of the money you earn today, while protecting the life you have and preparing for the finances you’ll need in the future.
It doesn’t have to be complicated. In fact, the most effective financial planning is simple.
Why Financial Planning is important
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Understanding your current financial situation gives you clarity and direction.
What aspects of my plan are strong and what needs work
Do I have an emergency fund?
Is my income protected?
Are my Investments performing well?
Am I on target to have enough money in retirement?
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Whether it’s early retirement, buying a home, or funding your children’s education, knowing your goals shapes your plan.
What is the most tax-efficient use of my money?
Is there anything I’m not making use of?
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What specific steps are needed to get where you want to be
Increasing savings per month to receive mortgage approval. Specific savings, specific goal.
Adjusting investments to align with risk to reward tolerance. 5 year time horizon, specific investment, specific goal.
Focus on pension. Specific amount per month equals a comfortable retirement.
Use tax efficient policies like income protection and pensions.
Honestly review your budget. Not restrictive but holding yourself accountable.
Investments and Wealth Management
With the right plan, your money can work harder for you, keeping pace with rising costs and helping you build lasting wealth.
Pensions and Retirement Planning
A pension is one of the most tax-efficient ways to save for the future. We provide guidance on pension options, retirement savings strategies, and opportunities to maximize your benefits.
Additional Voluntary Contributions (AVC’S)
By making extra contributions through an AVC, you benefit from generous tax relief and the potential for long-term investment growth
Income Protection
Your income is your most valuable asset. Income protection insurance ensures you continue to receive a regular income if illness or injury prevents you from working.
Post-Retirement Planning
When you retire in Ireland, one of the most important decisions you’ll face is how to access your pension—starting with the tax-free lump sum, followed by your choice of retirement income strategy.
Contractor Wealth Management
Contractor Wealth management are financial solutions to combat the common challenges faced by Contractors.
FAQs
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At least once a year, or sooner if you experience major life changes such as:
Marriage or separation
Birth of a child
Inheritance
Job change
Buying or selling a home
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Estimate your required annual income in retirement.
Review your current pensions, savings, and investments.
Compare the two to identify any gap.
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No—financial planning is for anyone who wants to use their money more effectively.
In fact, those with average incomes often benefit most because small changes can have a big long-term impact.
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The fees and charges involved in Financial Planning reflect the volume of advice and time required to deliver results.
However, we have plans to suit everyone’s budget.
