One stop shop for all things employee benefits
Pensions, life cover and income protection for your team, arranged and looked after by one adviser. We meet you and your employees, talk through the options, and keep checking in as your business and your people change.
Free first call, no obligation.
Authorised by the Central Bank of Ireland.
Everything your team needs, from one adviser
A good benefits package helps you attract and keep good people, and gives them real security. We handle the set-up and the ongoing support, so you are not left managing providers on your own.
Occupational work pensions
A company pension for your team, set up to suit the size of your business, from a handful of staff to 100 or more.
- The right structure for your company size
- Employer and employee contributions
- Clear communication to your staff
Group life insurance and death in service
A lump sum paid to your employees’ families if the worst happens, often as a multiple of salary, arranged through the company.
- Cover for the whole team under one policy
- A benefit your staff value
- Reviewed as your team grows
Group income protection
A regular income for employees who cannot work because of illness or injury, instead of their pay stopping when sick pay ends.
- Keeps your people financially secure
- Helps with absence and return-to-work
- Set up for the whole team at once
From a small team to a large workforce
The best pension and benefits set-up depends on how many people you employ. We recommend the structure that fits your company today and can grow with you.
Small teams
Simple, low-admin benefits for owner-managed businesses and small teams.
Growing businesses
A scalable set-up that keeps administration light as you hire more people.
Established companies
A fuller benefits package, with regular reviews as your team and needs change.
Larger workforces
A structured programme with employee engagement, reporting and ongoing oversight.
A personal service, not a tick-box exercise
A niche service for every employee benefits client
Larger providers often treat employee benefits as a box to tick. We meet both employers and employees, talk through the options in plain English, and monitor progress along the way, so your benefits keep working for your team long after the paperwork is signed.
Meet the employer
We learn about your business, your team and what you want your benefits to achieve.
Meet the employees
We talk to your staff about the options, so the benefits are understood and valued.
Set up the benefits
We arrange the pension, life cover and income protection that fit your business.
Monitor and review
We keep checking in, review the plans as you grow and report back on progress.
Employee benefits FAQ
What is an occupational pension?
It is a pension arranged through the workplace. Your company sets it up, employees can contribute from their pay, and the company can contribute too. We help you choose the right structure for the size of your business and explain it to your staff.
What is the difference between group life insurance and death in service?
They are usually the same thing. A group life policy pays a lump sum to an employee’s family if they die while employed by you, and this benefit is commonly known as death in service. It is often set as a multiple of salary, and the company arranges it for the whole team under one policy.
What does group income protection cover?
It pays a regular income to an employee who cannot work because of illness or injury, usually after a waiting period that matches your sick pay scheme. It is designed to bridge the gap, so your people are not left without income if they are off work for a long time.
Are employee benefits tax-efficient for the company?
Many are. Employer pension contributions, group life premiums and group income protection premiums can often be treated as a business expense, and are generally not taxed as a benefit-in-kind for employees when set up correctly. The detail depends on the benefit and Revenue limits, so we check this with you.
How is this different from a larger provider?
We are a smaller firm and we work personally with each client. We meet both employers and employees, talk through the options, and monitor progress over time, rather than setting a plan up and leaving you to manage it.
Is the first call free?
Yes. The first call is free and carries no obligation, and we explain our fees before you commit to anything.
Ready to look after your team?
Talk to us about pensions, life cover and income protection for your employees. The first call is free and there is no obligation.